Cuando se menciona  “la planificación de la sucesión,” quizá pensará primero sobre el papeleo.  O quizá pensará en algunos de los temas incómodos que rodean la planificación de la sucesión: decisiones de fin de vida, la incapacidad,  y el legado de su familia de generación en generación.  Estas temas son incómodos para todos.

 

Mientras estas emociones podrían sentirse como una razón para evitar la planificación de la sucesión, la natura emocional de estas decisions es de verdad un razón importante para hacerlo con entusiasmo. Aquí son algunas maneras en que el parte emocional de planificación de sucesión es beneficioso:

 

  • Planificación de la sucesión crea estabilidad en tiempos de perdido

 

Si llega a ser incapacidades mas adelante en la vida, por cierto será un tempo difícil para su familia. Pero si su plan de sucesión no incluye instrucciones detallados por su familia y una plan de cuidar de largo plazo, es cierto que será aun peor. Usted puede salvar a sus seres queridos de la confusión sobre qué hacer y la presión para tomar decisiones apresuradas si esto ocurre, lo que les permite ahorrar energía para procesar la situación.

 

  • Planes de la sucesión comprehensible mantengan privados los asuntos emocionales

 

La planificación de la sucesiones detallada y basada en los trusts dirigidos por beneficiarios de por vida mantiene sus asuntos privados fuera del ojo público. Cuando su plan de la sucesión es escasa —como un “Te Quiero” testamento sencillo—tenga el riesgo de que su heredad pasa por un proceso judicial de legalización de testamento.  Por lo tanto sus decisiones personales  puedan llegar a ser visible a todo el mundo. A causa de los requisites de notificación, la legalización de su testamento pueda invitar controversia y conflict que una transferencia privada habría evitado.

 

  • La planificación de la sucesión puede fortalecer los lazos familiares

 

Todo conocen una situación donde los hijos discutieron sobre lo que sus padres les dejaron.  Pero lo contrario también es bastante cierto. Quando su familia y otros queridos están involucrados en su planificación de la sucesión, tendrá una oportunidad maravillosa para demostrar cuánto los ama. La creación de su plan de la sucesión puede fortalecer los lazos de amor en su familia y servir como un recuerdo de estos lazos para los años futuros.

 

  • Su patrimonio es más que dinero

 

La planificación de la sucesión is más que la distribución de riqueza. Durante una sesión de planificación de la sucesión, podemos hablar de reliquias de familia significantes, su colección de hobby, y otros asuntos totalmente únicos a su vida. También podemos considerar las memorias y cosas personales que quiere que su beneficiarios recibir, como fotos, arte e incluso videos grabados o archivos de audio de historias familiares que le gustaría compartir con generaciones futuras

 

  • Un plan de sucesión significa que no vaya solo

 

No debería tener que enfrentar momentos difíciles por sí solo.  Si la finca en cuestión es suya o de un ser querido, su abogado de planificación de sucesión tendrá las respuestas. Deja a nosotros de educar sus agentes designados sobre sus deberes para que usted pueda saber que su familia estará en buenas manos si algo le sucede. La idea de establecer todo directamente en su propio puede ser un estresante, pero estas decisiones emocionales son mucho más fáciles de hacer con un asesor de confianza a tu lado.

 

Queremos que sienta la propiedad y la inversión para hacer que su plan de herencia refleje quién es usted.  Planificación de sucesión es una oportunidad de considerar a algunas de las grandes cuestiones de la vida y últimamente hace seguro de que su familia conoce su amor de ellas por medio de las decisiones que hace.  Llámenos hoy para ver cómo podemos crear soluciones personalizadas que hagan exactamente eso

When you hear the phrase “estate plan,” you might first think about paperwork. Or your mind might land on some of the uncomfortable topics that estate planning confronts head-on: end-of-life decisions, incapacity, and your family’s legacy from generation to generation. Those emotional subjects hit home for everyone.

 

But while that could feel like a reason to avoid estate planning, the emotional nature of these decisions is actually a reason to embrace the process with enthusiasm. Here are a few ways in which emotion in estate planning is a good thing:

 

  1. Estate planning creates stability in times of loss

 

If you end up in a state of incapacity later in life, it’s guaranteed to be a difficult time for your family. If your estate plan doesn’t include detailed instructions for a trusted decision maker and an actionable long-term care plan, it’s guaranteed to be even worse. You can save your loved ones from the confusion about what to do and the pressure to make rushed choices if this occurs, allowing them to save their energy for processing the situation.

 

  1. Comprehensive estate plans keep emotional matters private

 

Detailed, trust-based estate planning with lifetime beneficiary directed trusts keeps your private matters out of the public eye. When your estate plan is scant — such as a simple “I love you” will — you’re running the risk of your estate going through court in a proceeding called probate. This means that choices become visible to those outside your inner circle. Because of the notice requirements, probate can also invite controversy and conflict which a private transfer would have avoided.

 

  1. Estate planning can bring a family together

 

Everyone has heard of a situation in which siblings argued over what their parents left them as beneficiaries. But the opposite is also quite true. When you get your family and other loved ones involved in your estate planning process, you gain a wonderful opportunity to show them how much you care. Creating your estate plan can strengthen the bonds of love in a family and serve as a reminder of those bonds for years to come.

 

  1. Your estate is about much more than money

 

Estate planning is about a whole lot more than just wealth distribution and taxes. During an estate planning session, we can talk about significant family heirlooms, your hard-won hobby collection, and other matters totally unique to your life. We can even look into the memories and intellectual property you want to make sure your beneficiaries receive, such as photos, art, and even recorded videos or audio files of family stories you’d like to share with future generations.

 

  1. An estate plan means you’re not going it alone

 

You shouldn’t have to face trying times alone. Whether the estate in question is yours or a loved one’s, your estate planning attorney will have the answers. Let us take care of the nuts and bolts with regards to educating your appointed agents about their duties so you can know that your family will be in good hands if anything happens to you. The idea of setting everything straight on your own can be a stressful one, but these emotional decisions are much easier to make with a trusted advisor by your side.

 

We want you to feel ownership and investment in getting your estate plan to reflect who you are. Estate planning is an opportunity to look at some of life’s big questions and ultimately make sure your family feels your care for them through the choices you make. Give us a call today to see how we can create custom-made solutions that do just that.

It’s clear why you might want to avoid court involvement in your estate plan for financial reasons, knowing that probate can quickly get costly and time consuming for those involved. But there is an emotional component to it as well. Your assets are just that: yours. And the idea of them being discussed and deliberated on in a public forum might not be such an appealing one.

 

If you feel that the matters of your estate should be kept private and that your assets should be distributed to your loved ones rather than eroded by court fees, you’re not alone. And luckily, all it takes to get there is a proactive attitude toward planning your estate. Let’s dive in:

 

Court Interference 101

 

Two of the most common situations in which the court becomes involved in your estate are guardianship and probate:

 

Guardianship and Conservatorship

 

When someone experiences mental incapacity, documents in their estate plan can direct a trusted person to carry out that individual’s wishes for the situation. But what if no such documents have been drafted? Then their business becomes the government’s business, too. A court proceeding called guardianship or conservatorship (also known as “living probate”) will be held to appoint guardians and conservators to manage the affairs of the incapacitated person.

 

Probate

 

When an estate goes through probate, the court oversees the gathering of the probate assets, payment of any outstanding debts, determining whether a will is valid, and who the deceased’s heirs are. The proceedings ultimately determine who should receive the assets that are left after payment of debts, taxes, and costs.

 

Free your estate from interference

 

In order to avoid guardianship, conservatorship, and probate, you can work with us to keep your affairs out of court entirely.

 

  1. Powers of attorney

 

Agents or attorneys-in-fact are the individuals or entities you appoint to make decisions for you, be they medical or financial. You designate agents or attorneys-in-fact in a document known as a power of attorney. Durable powers of attorney are documents that continue in validity after the incapacity of the maker of the document (i.e. “durable” against incapacity). Since a durable power of attorney continues in validity, a durable power of attorney can help bypass the need for court-appointed guardianship or conservatorship.

 

  1. Trusts

 

Trusts are agreements that hold some or all of your assets, and trustees can be either individuals or corporate entities. Unlike wills, trusts do not go through probate. There are several types of trusts, and we can help you decide exactly which kind is best suited to your estate. By setting up and completely funding a revocable living trust, you can accomplish two important things. First, you can rest assured that your assets will be distributed to your chosen beneficiaries and won’t go through probate upon your death. Second, you also retain the ability to change or cancel the arrangement during your lifetime enabling you to adjust your plan as your financial or family circumstances change.

 

Make sure your estate plan is air-tight

 

Deciding on appropriate powers of attorney and drafting revocable living trusts are just two of the many steps we can take together to keep your affairs free from court involvement. With a solid estate plan put into place with the help of a trusted attorney, you can take comfort knowing that everything you’ve worked so hard to build and maintain will be passed along to only the people who matter most. Contact us today to learn more about interference-proofing your estate plan.

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